1. Watch Out for These Common Mistakes
- ❌ Choosing the cheapest plan without reading the fine print
- ❌ Ignoring exclusions (e.g., extreme sports, pandemics, war zones)
- ❌ Not knowing what to do in an emergency
- ❌ Assuming your home insurance covers you abroad
- ❌ Letting coverage lapse between trips
Always read the policy details and contact the provider if unsure.
2. Don’t Forget Travel Documents
In an emergency, having access to your documents makes everything easier.
Keep digital and physical copies of:
- Policy details
- Emergency contact numbers
- Insurance card or certificate
- Passport and visa pages
- Local hospital or embassy locations
Use cloud storage (like Google Drive or Dropbox) for safe, easy access.
3. What About Mental Health Coverage?
Many traditional travel policies don’t include mental health services—but more modern providers are catching up.
Look for plans that cover:
- Therapy and counseling sessions
- Emergency psychiatric treatment
- Telehealth or virtual wellness services
Your mental health matters, especially when traveling solo or long-term.
4. Can You Use Insurance for Routine Care?
Some global health plans offer:
- Annual checkups
- Dental care
- Vaccinations
- Maternity coverage
- Vision services
If you’re staying abroad for a year or more, investing in full international health insurance might be smarter than basic travel coverage.